Pensions

A pension is a regular payment made during a person's retirement from an investment fund to which that person and/or their employer has contributed during their working life.

By managing your pension correctly and maximising its return you may benefit not only from a guaranteed income at the end but also tax relief whilst saving, compound interest over the years and possibly even extra contributions from an employer.

Pension Advice

A lot of us are unsure where we stand with regard to pensions. You may feel like the goalposts keep moving and your confused about what it means for you in your retirement. If you are in the dark about what you can expect from a pension or your current pensions then we are here to guide you.

We offer the first meeting free so we can learn about your individual circumstances and requirements. From here we can then put together a report with recommendations that are in line with your needs.

Free initial consultation

You are more than welcome to discuss your pension requirements with Peter or another of our pension advisers, at a free introductory meeting.

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Pension Planning

In a world in which the future is hard to predict, a professional plan from a reputable pension advisor is a valuable asset. Throughout life many events happen to us and some are forced upon us, but we will always do our best to look after the future of those that we love. Proper pension planning can help you deliver a more stable future for you and your family in a tax efficient and cost-effective manner.

If you would like to know more contact us for a free initial meeting.

Moving Your Pension

There are many reasons why you may want to or need to move your pension. From your current provider not being able to offer the options you need through to simplifying various pension pots from previous jobs.

Combining pension pots can make it easier to manage and help save on fees, so talk to us today and we’ll help you with the options that work best for you and your family. Our initial meeting is free and can help you make an informed decision.

Pension Drawdown

Pension drawdown or income drawdown is a way of taking money out of your pot after you turn 55. You may take up to 25%, and depending on your circumstances, this may the best thing for you, but it will leave your pension with fewer funds for the future. Understanding the pro’s and con’s of such a decision is no easy task.

By talking it through with our professionals, it can help clarify what’s best for you, your family and others. It’s no easy decision and professional advice from Park Hall can help provide you with facts, so you can make the best decision.

Pension Annuity

If it is coming to the time of retirement, you will need help choosing a pension annuity. An annuity is an insurance contract that insures you against living too long. In return for the contract, an insurance company will give you an annual income for the rest fo your life.

Choosing between the many insurance companies and annuities available from them can be strenuous, it is not always easy to compare like for like, so using a pension professional from Park Hall can help and guide you to the right decision based on your family, pension pot and ambitions.

Make a free initial appointment with an advisor and we’ll help you with free professional advice, tailored just for you.

We can offer tax-efficient planning so you can minimise taxes on your retirement income and investments.

DISCOVER MORE

At Park Hall, we start by assessing your current situation and explaining anything you are unclear about so you know exactly where you stand before we even think about making any recommendations. We’ll assess your pensions, see whether they are good value and good quality and then see whether they could be bettered elsewhere.

Even complex pensions needn’t be daunting. We do all of this from your first free meeting…