High-Value Mortgages

  • Whatever your reasons for buying a property, it can be an exciting time. Park Hall teams like to keep things that way for clients.
  • Wherever possible, we anticipate potential hurdles to prevent them, and shoulder any that are unavoidable, whether that’s simply answering lenders’ questions or submitting additional documentation.
  • We work steadfastly to keep the mortgage application process moving.  
 
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Emma Snowden CeMAP qualified mortgage adviser and has over 15 years of experience. She and colleague, Katrina Hallam, a CeMAP qualified mortgage adviser with over 20 years of experience lead the mortgage team. They consider your current financial circumstances and what you need, then guide you in terms of lenders, requirements and conditions so you can reach a decision on; and, if so, which lenders would be the most suitable for you to approach. 

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Emma Snowden CeMAP
Mortgage Adviser

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When it comes to high-value mortgages, where lender conditions and rates can be more flexible, looking to high street lenders may not be the most suitable solution as they do not typically have the experience in underwriting them.

Free initial consultation

We invite you to a free introductory meeting to discuss your mortgage and protection needs. Designed to give you a feel for Park Hall, we can also assess your financial story.

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One of the challenges faced when purchasing premium property can be the restrictions imposed by many lenders with regard to the maximum loan to value available. For this reason, it is crucial you have a mortgage broker who can help you to structure your debt in the correct way and assist you in choosing a lender who specialises in mortgages valued in excess of £1m.

We understand how buying a property can take some navigating. We help you through the process and will remind you in advance of any relevant upcoming mortgage deal renewal dates thereafter.

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Things such as personal pension and stock portfolio can be used to negotiate the most suitable possible lending terms for your circumstances.

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For financial services that are independent, individually tailored and incomparable, contact us today. Our knowledgeable and helpful advisers will be happy to help.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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How has Philippa Bown helped you?

Phillipa has helped by regular face to face meetings with additional responses to questions. She has guided us through uncertain financial times.  Introduced us to different products to better serve our future. Philippa is an approachable adviser and explains with patience aspects of our financial choices.  We are confident that as we enter a different stage in our lives that her advice will continue to provide a secure base for our future.

Pauline

I have been a client of Park Hall for some years and following some changes in the organisation I have had Andrew as my Advisor for just over 1 year. Andrew undertook a thorough review of my existing portfolio, current financial situation and retirement goals at our first meeting. He provided detailed cashflow forecasting which has provided me with a much better picture given the various scenarios. He also made valuable suggestions regarding costs and charges which will make savings without compromising the investment.

B Taylor

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WHERE WE ARE

01623 651 773
2 Market Place
Mansfield Woodhouse
Mansfield, NG19 8AS


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Tax advice and planning, Buy to Let mortgages and Trusts and not regulated by The Financial Conduct Authority.
Please note that some advice on auto-enrolment schemes is not regulated by the FCA.
The value of your investment can fall as well as rise and is not guaranteed.
This is a lifetime mortgage (home reversion scheme). To understand the features and risks, ask for a personalised illustration.
Your property may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your property. There may be mortgages available on the high street, which Park Hall may not have access to.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
Park Hall Financial Services Limited is authorised and regulated by the Financial Conduct Authority. FCA No. 514480.
Registered Office: 2 Market Place, Mansfield Woodhouse, Mansfield, NG19 8AS.
Park Hall Financial Services Limited is registered in England and Wales, Reg No. 06839868.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at customers based in the UK.

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