Limited Company Lending

  • Whatever your reasons for buying a property, it can be an exciting time. Park Hall teams like to keep things that way for clients.
  • Wherever possible, we anticipate potential hurdles to prevent them, and shoulder any that are unavoidable, whether that’s simply answering lenders’ questions or submitting additional documentation.
  • We work steadfastly to keep the mortgage application process moving.  
 

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Limited Company Mortgages require dedicated lenders as the structure of these loans can be complicated.

Free initial consultation

We invite you to a free introductory meeting to discuss your mortgage and protection needs. Designed to give you a feel for Park Hall, we can also assess your financial story.

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Who Is a Limited Company Mortgage for?

Landlords who own more than one property may find tax benefits by operating their buy-to-let property portfolio through a limited company. These property investment companies are known as Special Purpose Vehicles (SPV) and lenders have developed specific products for this dedicated lending. Anyone choosing to buy property through a limited company will require this type of mortgage.

We understand how buying a property can take some navigating. We help you through the process and will remind you in advance of any relevant upcoming mortgage deal renewal dates thereafter.

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SPV Mortgage Services

These services will be required for those considering a SPV Mortgage for:

  • Selling your current property to your limited company
  • Remortgaging a property within an SPV
  • Buying high-risk property through your company (e.g. above a shop)
  • Expats looking to purchase and remortgage through their limited company

Get in touch

For financial services that are independent, individually tailored and incomparable, contact us today. Our knowledgeable and helpful advisers will be happy to help.

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TAXATION ADVICE AND MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

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