Self Employed Mortgages

  • Whatever your reasons for buying a property, it can be an exciting time. Park Hall teams like to keep things that way for clients.
  • Wherever possible, we anticipate potential hurdles to prevent them, and shoulder any that are unavoidable, whether that’s simply answering lenders’ questions or submitting additional documentation.
  • We work steadfastly to keep the mortgage application process moving.  
 

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We are on hand to help self-employed business owners to get on the property ladder. Although it may be harder for self-employed people to prove their suitability for a mortgage – it is by no means impossible. We will walk you through the process and explain how a compelling case can be put forward for people who are self-employed and looking for a new home.

Free initial consultation

We invite you to a free introductory meeting to discuss your mortgage and protection needs. Designed to give you a feel for Park Hall, we can also assess your financial story.

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The Challenges of a Self-Employed Mortgage

Some self-employed workers may find it more difficult to get a mortgage compared with employees of a company. Common challenges our clients face are a limited trading history; variable profits as the business grows or reinvests in itself.

We understand how buying a property can take some navigating. We help you through the process and will remind you in advance of any relevant upcoming mortgage deal renewal dates thereafter.

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How We Overcome These Challenges

Our knowledge of the market and established relationships means we understand which lenders can take a flexible approach. Our experience and expertise allow us to compose a compelling case for why you are suitable for a mortgage.

Get in touch

For financial services that are independent, individually tailored and incomparable, contact us today. Our knowledgeable and helpful advisers will be happy to help.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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